Welcome to Money and Bills!

All articles are written by me, writing about business and finance is a passion project for me. Please enjoy your stay and learn something new! – Scott Bates
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Getting Your New Car or Truck Fixed Properly After an Auto Accident

Back in 2018, my 2016 Ford Mustang GT was involved in a minor fender bender. Someone in an SUV backed up into the front right passenger side while it was parked. I was upset, to say the least, but I got the insurance information from the other driver and was lucky they had no problem…
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How Your Favorite Search Engine Might Replace Backlinks in the Future

As I’ve dived deeper into LLMO and GEO, I can’t help but think about how Google’s ranking factor called RankBrain might actually replace the importance of backlinks. Rank Brain became a ranking factor for Google back in 2015, and it’s been evolving ever since. Rank Brain works by automatically updating its own search algorithm so…
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Will Backlinks Matter For Your GEO Marketing Strategy?

Today, I will try and answer the question about whether or not backlinks to your business’s website will help you rank higher with Generative AI Search. In my recent post about Generative Engine Optimization (GEO,) I linked to a white paper that talks in depth about how backlinks could influence GEO best practices, you can…
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How to Start Flipping Collectibles Online to Make Extra Money

About 12 years ago, I first started thinking about the idea of flipping some items that I enjoy collecting. So I could reinvest that money into buying more items I wanted to keep in my collection. At the time, it was video games, mostly Nintendo. After experimenting with flipping various collectibles and other valuable items…
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Generative Engine Optimization (GEO) Will Eventually Replace SEO For Your Business

Many small businesses, bloggers, and news sites are using an SEO strategy for ranking their websites on Google and Bing. With generative Artificial Intelligence (AI) now heavily being integrated into the top of the search results, in the near future, your SEO strategy will not be as important for ranking at the top of page…
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How Large Language Model Optimization (LLMO) Can Boost Your Business Sales

As traditional search engines like Bing and Google become more powered with Large Language Models powered by artificial intelligence, the way your business will get found by new customers will be vastly different than it is today. For the past 15 years, Search Engine Optimization (SEO) was the main marketing strategy implemented for business websites…
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Secrets I Use For Timing The Real Estate Market

Timing the real estate market perfectly to buy a house is mostly luck and speculation in my experience. I live in California and have owned several properties over the years. After buying and selling several properties of my own, and tracking the ups and downs of home prices on sites like Zillow, Redfin, and local…
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WordPress Plugins Every Blogger Needs To Succeed

If you are like me and love to use WordPress for hosting your blog or business website, you’ll want to check out the following plugins which I’ve been using over the years. Take a look below! Advanced Excerpt – Add an excerpt on each one of your posts. Akismet-AntiSpam – Control spam on your WordPress…
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As a Collector, Should You Feel Weird About Checking eBay Prices In Front of Others?

Some collectors might feel weird about checking prices on eBay in front of others at flea markets, garage / moving / estate sales, and the like. Is it considered rude behavior to make sure you’re getting a deal or not screwed over on prices? I don’t think it is, especially if there’s a price tag…
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My Favorite Computer Help Resources, Software, and Utilities

Below is a reference list of computer websites and utilities I’ve used over the years, enjoy! Bleepingcomputer.com – A great resource for help with computer viruses, ransomware, and other security threats. CC Cleaner – Is an excellent PC-computer tool that will help clean up your Windows operating system and make things run faster again. File Assasin – This…
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First Time Home Buyer Loan Programs You Should Know About

About 25 years ago, I remember buying my first place ever to live in. I thought at the time, I could never afford to buy a new home, the prices were so expensive. I was talking to someone a bit older than me at the time and they said “Yes, you can buy something, you…
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3 Easy Steps To Grow Your Net Worth To 100k and Beyond

Below, I’m going to provide you with a road-map to show you some examples of everything I’ve ever researched and practiced in my own financial life to grow my net worth. By the time I was 23 years old, I had built up a six figure net worth for the first time in my life.…
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Parents, Help Your Kids Learn About Money; They’ll Thank You For It!

Parents, I can’t emphasize enough about how important it is to teach your kids about money and personal finance. Especially, by the age of 14, when you have a teenager becoming a young adult. These days it seems like there’s little to no financial education in the traditional school system. This is setting up young…
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Don’t Ask Your Prospective Roommate Questions, Discuss Them!

When you meet a new potential roommate, it’s important that you screen them out to make sure that you are a fit for living together. If you want to avoid feeling awkward and nervous, like having a job interview, it’s best to mix in your questions with a casual conversation or discussion. This way you’re…
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Restricted Items You Cannot Resell on eBay

When you are new to selling items on eBay, you might think right away you can sell just about anything! I mean, it’s eBay after all! And, after I listed my first auction 25 years ago, for an old baseball card I had, I started thinking about what else I could sell. I quickly found…
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How To Remove a Bad Yelp Review For Your Business

There’s nothing worse than getting a bad Yelp review for your business. After working with many business clients over the years, let me share a few strategies below that might help you remove a bad Yelp review. First, accept and understand that you have no control over how Yelp’s Algorithm sorts good and bad reviews.…
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Knowing How To Balance a Checkbook is Mandatory for a Successful Business

You will significantly increase your odds of starting a profitable and successful business if you understand how to balance out your bank accounts. I’m not sure why they are not teaching basic budgeting and money management in High School these days. Many people have suggested it in the past but the school system seems to…
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Why I Love Wave Apps Accounting For My Business

We’ve all experienced the pain of having to track receipts or reconcile our bank accounts with our monthly bank statements, then send it all off to the CPA for our yearly tax filings. Because this pain exists we need to pick our accounting software wisely, and there is a saying over at Wave Apps, it…
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Game Show Prizes and Paying Taxes to Uncle Sam

Ever since I was a little kid watching the Price is Right with Bob Barker in the 1980s, I often wondered, what happens after the contestants claim their prizes? I use to think that the contestants got their prizes instantly after the show! As it turns out, that is far from the truth, it sometimes…